"Insurance is a guarantee or agreement, by which an insurer to a self-tie Insured, with a premium, to give him a replacement because of a loss, damage or loss of benefits that are expected, which may be experienced as an event that is not certain."

  Understanding of the Insurance Act No.2 1992 "Insurance is an agreement between two or more parties, with which the parties insurer tie themselves to the Insured with insurance premiums, to provide reimbursement to the Insured for any loss, damage or loss of the expected benefits, or responsibilities legal responsibility to third parties that may be suffered by the Insured arising from an event that is not certain, or to provide a payment based on life or death that be someone. "